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Didn’t mean to start a financial conversation or a debate.  But you really need to talk to your financial advisor and have them explain it to you, it’s not a look it  up on the Internet kinda thing, that’s what you pay them for .  You both only  got parts of it right 

anyway my point was you don’t need to wait if you have the funds saved and that’s the only reason your waiting till 59 1/2. 

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Done. 🙂

sorry, promise not to turn 65 again.

“Dreaded”? Lordy, I’m hoping I can hit 59 1/2 and officially start retirement (or at least semi-retirement). Really looking forward to the day I can tell my employer I’m done working and going cruisin

9 hours ago, r33796 said:

Didn’t mean to start a financial conversation or a debate.  But you really need to talk to your financial advisor and have them explain it to you, it’s not a look it  up on the Internet kinda thing, that’s what you pay them for .  You both only  got parts of it right 

anyway my point was you don’t need to wait if you have the funds saved and that’s the only reason your waiting till 59 1/2. 

Haha. At one point I thought I had mistakenly stumbled upon a AARP blog! 🤣

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On 10/4/2020 at 12:27 AM, r33796 said:

Didn’t mean to start a financial conversation or a debate.  But you really need to talk to your financial advisor and have them explain it to you, it’s not a look it  up on the Internet kinda thing, that’s what you pay them for .  You both only  got parts of it right 

anyway my point was you don’t need to wait if you have the funds saved and that’s the only reason your waiting till 59 1/2. 

And that's why I have a "guy"!!  In my case, I am working until we are both eligible for Medicare (which we now are!!!).  Private health insurance can be very expensive.

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Can we please stay a bit more on topic here? I'm truly wondering about his very topic and at least one full page worth of replies are birthday, retirement, & IRA/401k talk. (Sorry to vent, just frustrated)

I have an Explorer cruise booked for January 29th. Given the rapidly approaching date, IF it sails, I'm sure it will be at a reduced capacity.

I'm wondering if we will get booted since we we tend to "budget cruise" (interior cabin, re-pricing when the chance comes), even though we are VERY LOYAL C&A members that book early and A LOT of what we save on cruise fare to put toward CP items such as drinks, excursions, spa, & dining. I'm wondering if any of that will be observed and factored in on the Who's In/Who's Out list.

The second frustration I'm having is that although a reduced capacity is almost certainly going to happen, RC is still selling cabins for this cruise of ALL types. (Interior, Virtual Balcony Interior, Promenade Interior, Ocean View, Balcony, & Suites)

Why keep selling these when you know you'll have to cancel a large percentage? Wishful thinking on RC's part?

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7 minutes ago, SPS said:

Why keep selling these when you know you'll have to cancel a large percentage? Wishful thinking on RC's part?

Perhaps wishful thinking and keeping the cash register open.

I think things are just so uncertain that they don't really know what it will look like at this point until they get an actual start date for sailings.  With the requirements for prospective passengers to provide proof of a negative COVID test, that may thin the pool out as some people may not want to be responsible for seeking out testing.   I can see once there is an actual start date that they would end out letters of what will be required of passengers to be able to sail and that could cause further cancellations.  I am sure at that point they will have decided exactly where they would want to house people on the ship and have plans to move around those that are still wishing to sail.

We don't really see the entire picture with respect to cabin availability from Royal's site.  They may be holding back contingency space to move people around if that's part of their operations plan.  We don't truly know yet.  

They may end up needing to do what they did with the Quantum sailings and flat out cancel everyone and reopen bookings for a completely new itinerary depending on port restrictions.  I can see this being a more likely outcome once they know they will be able to start the slow rollout to sailing again.  It has already been said that the entire fleet isn't going to come back at once.  We don't even know for sure which ships are going to be part of the first sailings yet.  

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@SPS, sorry for hijacking the thread a bit there. To give some quick thoughts on your concern, I'm guessing that like so many, Royal is desperately hoping that by January there will be a vaccine approved and widely available. If there is, that would make it a lot easier to justify keeping all the cabins available.

We'll have to see how that timeline actually plays out. Last I saw, there were close to a dozen vaccines in Phase 3 trials, but none approved so far. And this week, the CDC was cleared by the White House to publicly release its more stringent safety requirements around any vaccine approved for emergency use. From what I remember, part of those requirements are that any vaccine approved by the CDC must have a minimum of 3 months of concrete data showing efficacy and safety. So depending on when the trials began, we could be waiting a while longer yet.

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The vaccine will be wildly available upon approval.   The government has spent billions to have the various vaccines currently in testing manufactured so that if and when one is approved they can hit the ground running. 

it’s a risk because the ones that are not approved is money gone to waste 

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5 hours ago, Frank Brealin said:

The vaccine will be wildly available upon approval.

There are differing levels of "widely available upon approval". Remember that whatever vaccine is ultimately approved, the first batches that were mass-produced are going to health care workers, the elderly, and people with underlying health conditions that make them high-risk. And yeah, let's be honest -- the super-wealthy, world leaders, and others who "count" way more than the rest of us.

There could be a few hundred thousand doses available initially, maybe a million if we're really lucky and the manufacturers put their money on the right horse. But even if there are enough doses in vials, we also need all the other bits to make the syringes needed to administer them.

I realize I'm being a negative nelly here, but I'm trying to keep a realistic outlook and not assume for a second that every man, woman, and child will have access on Day 1 or even Day 100. We need a total of 7.X billion doses (or 2x that if it needs multiple doses to be effective). That ain't gonna be ready in a flash, and controlled distribution will be the reality in the beginning.

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On 9/29/2020 at 5:59 PM, beachmama said:

Good news...RC canceled our booking by accident. So thankfully it isn't a booted situation. Bummer for me, I have to go rebook all our planner stuff. Fingers crossed I get the same pricing.

i hear there are great prices today on multiple items!

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10 hours ago, SPS said:

I'm wondering if we will get booted since we we tend to "budget cruise" (interior cabin, re-pricing when the chance comes), even though we are VERY LOYAL C&A members that book early and A LOT of what we save on cruise fare to put toward CP items such as drinks, excursions, spa, & dining. I'm wondering if any of that will be observed and factored in on the Who's In/Who's Out list.

I don't see RC taking care of it's LOYAL C&A customers, unless perhaps its the highest of the levels.  I've seen many here who have distinction with issues.  Why would RC cruise fare cost more for a C&A member than a non C&A member?  I did pricing out on a cruise and found that happened when I entered in my C&A number.  I feel they only care about selling cruises, and not a thing about their loyal customers.

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16 hours ago, Pattycruise said:

Why would RC cruise fare cost more for a C&A member than a non C&A member?  I did pricing out on a cruise and found that happened when I entered in my C&A number.

That's just the way the site is programmed.  The site by default will show prices based on the current sale, but as soon as you try to tell it you want to see the C&A price, it will give you that which may not be combined with the sale price.  The C&A discount is a flat discount based on level, so it isn't always the biggest savings.

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So lets say:

- DEC - A month of test cruises in Singapore starting Dec 1st on Quantum

- JAN - If successful in Singapore, the same test in the US on one ship at the start of next year

- FEB - If successful in US, some short sailings to nowhere or private islands for a few months using multiple ships

- APR - Return to normal 'IF' ports are open.

I reckon we're looking at April at least before some kind of a return to normal.

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14 hours ago, mattymay said:

So lets say:

- DEC - A month of test cruises in Singapore starting Dec 1st on Quantum

- JAN - If successful in Singapore, the same test in the US on one ship at the start of next year

- FEB - If successful in US, some short sailings to nowhere or private islands for a few months using multiple ships

- APR - Return to normal 'IF' ports are open.

I reckon we're looking at April at least before some kind of a return to normal.

That’s a timeline similar to what my TA discussed 

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17 hours ago, mattymay said:

So lets say:

- DEC - A month of test cruises in Singapore starting Dec 1st on Quantum

- JAN - If successful in Singapore, the same test in the US on one ship at the start of next year

- FEB - If successful in US, some short sailings to nowhere or private islands for a few months using multiple ships

- APR - Return to normal 'IF' ports are open.

I reckon we're looking at April at least before some kind of a return to normal.

I would hope that those similar type tests happen in the US independent of results from Singapore.  Royal could be doing crew only test sailings mid November potentially.   

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