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Royal Caribbean's/Bank Of America's Visa Reward Card?


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We both use this card as well and we have only ever redeemed points to be applied as OBC for a cruise.  I think you can use the points as payment or partial payment for a cruise (although I am not certain of this as I’ve never tried).  We have always done this via the BofA site.  If there are other options I am unaware.

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Yep, we plan on using them as OBC.  About the only thing we can use them for is in the Casino, just about everything else is covered.  

Do you get a gift card/certificate to present at embarkation, or they, BoA, has it credited to your onboard account electronically, or how?

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9 minutes ago, Suite Snob said:

Yep, we plan on using them as OBC.  About the only thing we can use them for is in the Casino, just about everything else is covered.  

Do you get a gift card/certificate to present at embarkation, they, BoA, has it credited to your onboard account electronically, how?

No certificate.  You will get an email confirmation showing the redemption and then at some point (the timeframe for this is something of a mystery…..but generally no less than 10 days prior to sailing), the credit will pop up in your CP and at that point, you can use it pre cruise or wait and use it while onboard.

We always use ours at the casino but you can use it for anything that you can use other OBC for.

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8 minutes ago, WAAAYTOOO said:

No certificate.  You will get an email confirmation showing the redemption and then at some point (the timeframe for this is something of a mystery…..but generally no less than 10 days prior to sailing), the credit will pop up in your CP and at that point, you can use it pre cruise or wait and use it while onboard.

We always use ours at the casino but you can use it for anything that you can use other OBC for.

Very helpful, thank you!

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18 minutes ago, WAAAYTOOO said:

No certificate.  You will get an email confirmation showing the redemption and then at some point (the timeframe for this is something of a mystery…..but generally no less than 10 days prior to sailing), the credit will pop up in your CP and at that point, you can use it pre cruise or wait and use it while onboard.

We always use ours at the casino but you can use it for anything that you can use other OBC for.

Hello, how do you use it in the casino?  I would love to use it that way

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1 hour ago, MadamG2U said:

Hello, how do you use it in the casino?  I would love to use it that way

You just take a cash withdrawal at a game table (or get money from your seapass account on a slot machine) and it is just like any other “purchase” using you seapass card.  Just keep in mind though, unless you are at least Prime level with Club Royale, you will be assessed a 5% “convenience fee” if you take money at a table.  Although I have never used the slot machine method, apparently there is no fee to get money this way (at a slot machine).  Let’s say you have $200 OBC from BoA on your seapass account and you go to the casino and take $100 on the slot machine.  Then, your account will Show a $100 casino withdrawal and you will have $100 remaining in OBC.  It’s pretty simple and this is exactly the reason that we both use the BoA cards.

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13 minutes ago, WAAAYTOOO said:

You just take a cash withdrawal at a game table (or get money from your seapass account on a slot machine) and it is just like any other “purchase” using you seapass card.  Just keep in mind though, unless you are at least Prime level with Club Royale, you will be assessed a 5% “convenience fee” if you take money at a table.  Although I have never used the slot machine method, apparently there is no fee to get money this way (at a slot machine).  Let’s say you have $200 OBC from BoA on your seapass account and you go to the casino and take $100 on the slot machine.  Then, your account will Show a $100 casino withdrawal and you will have $100 remaining in OBC.  It’s pretty simple and this is exactly the reason that we both use the BoA cards.

Yep, my OBC from my TA on my May Cruise, I used it in the Casino, cashed out at the Slot Machine, took the ticket to the Cashier and cashed it in.  No problem, no fee.  On the last full cruise day, sea day, they closed the casino for whatever reason.  I still had over $400.00 OBC and was going to put the card in the slot and pull it out and cash the ticket in.  But, the casino was closed except for the cashier, I cashed in my tickets.  Then I had to go to the "Customer Service" kiosks and they looked into my account, gave me the cash I had remaining and closed my account.  No problem.  I was pissed that they closed the casino on the last full cruise day.   Well, it may not have been on the last sea day, now that I think of it, it was the time we had to go to the casino before pulling into Victoria but they weren't going to open it again for the remainder of the cruise.  But, the bottom line, I couldn't cash in my tickets or cash out my account until I went to the Customer Service kiosk.   

Hope that all made sense.  

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19 minutes ago, leesam82 said:

I also have this card. I only use it to book RCL cruises etc. I recently used the accumulated points to get an OBC. I have only used the BoA website to ensure I get the OBC. 

Me tooooooo.  I only use the card for Purchasing Royal Caribbean cruises and stuff.  Double points!

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9 minutes ago, AshleyDillo said:

I only got the card to get the sign up initial bonus.  There are much better cards out there that give you better rewards value for your Royal purchases and I can redeem those rewards directly as cash back.

True!  But, I look at it as found money/OBC.  Kinda like over paying my taxes every year so I get a refund in Feb/Mar.  Yes, I know, I'm not making any interest on that money.  But, I'm not going to invest that relatively little amount of money every payday anyway.  So, it's kinda like found money. 

SIDE NOTE:  BTW, my investments/401K kinda sucks right now anyway.  

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13 hours ago, Suite Snob said:

True!  But, I look at it as found money/OBC.  Kinda like over paying my taxes every year so I get a refund in Feb/Mar.  Yes, I know, I'm not making any interest on that money.  But, I'm not going to invest that relatively little amount of money every payday anyway.  So, it's kinda like found money. 

SIDE NOTE:  BTW, my investments/401K kinda sucks right now anyway.  

The banks are not paying much, if any interest anyway so I wouldn't be too concerned about a modest over payment.

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I have used mine as payment towards my cruise in the past. When you sign on to the website there are rewards you can select. We have selected both payment and OBC boxes at different times for cruises. For payment I always try to make sure I redeem 8-10 weeks before payment is due. When it shows up, my final payment is reduced by that amount. The redemption selection for this is $500 or less but to cash out $1000 you can choose $500 twice. Same for on board credit. You can select different amounts to satisfy the amount you prefer. 

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9 minutes ago, Kathleen said:

I have used mine as payment towards my cruise in the past. When you sign on to the website there are rewards you can select. We have selected both payment and OBC boxes at different times for cruises. For payment I always try to make sure I redeem 8-10 weeks before payment is due. When it shows up, my final payment is reduced by that amount. The redemption selection for this is $500 or less but to cash out $1000 you can choose $500 twice. Same for on board credit. You can select different amounts to satisfy the amount you prefer. 

Good info, thanks.

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7 hours ago, Pattycruise said:

you can see all the choices for your reward points on their website.  I prefer to call and speak with a rep to go over my options, ensure I understand them and have them apply them.  

 

Yep, that's what I plan to do eventually.  But, I like to be armed with as much info as I can before I talk to CSRs on the phone.  It's a good way to get a good idea if the CSR is knowledgeable, a B.S.er, or incompetent.  I ask questions on sites like this, search websites (the actual company's and others), and call.  Knowledge is power!

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