chrismelissa Posted July 20, 2023 Report Share Posted July 20, 2023 Good evening everyone, Has anyone gotten Royals Credit card, is it worth it , and dose it help with buying cruises Quote Link to comment Share on other sites More sharing options...
AshleyDillo Posted July 20, 2023 Report Share Posted July 20, 2023 It's worth it for the sign-up bonus (spend $X in the first Y days for Z bonus points). Other than that the points you earn for making purchases ends up being less than you can find through other travel credit cards. PL8SWPR 1 Quote Link to comment Share on other sites More sharing options...
Ryan79 Posted July 20, 2023 Report Share Posted July 20, 2023 Get the card, earn the sign up bonus, use the sign up bonus, then cancel the card. As was said above, there are soooooo many better travel rewards cards out there that you will literally cost yourself money by sticking to this one. Scooter6251 1 Quote Link to comment Share on other sites More sharing options...
PatsFanBrian Posted July 20, 2023 Report Share Posted July 20, 2023 Same here. Signed up for the 30,000 points ($300), made the required purchases in the first 3 months and rarely use it now. We’ll have about $400 in onboard credit when we sail in January. Our primary card has earned enough points to pay for that cruise and the airfare to get there. Quote Link to comment Share on other sites More sharing options...
rjac Posted July 20, 2023 Report Share Posted July 20, 2023 And the name of that card is????? Inquiring minds would like to know. Quote Link to comment Share on other sites More sharing options...
ScottD Posted July 21, 2023 Report Share Posted July 21, 2023 I think there is a deal now that you get $250 OBC just for being accepted.... @rjacthe card is the Royal caribbean bank of america credit card- there are ads for it on the bottom of the royal Caribbean website Quote Link to comment Share on other sites More sharing options...
JasonOasis Posted July 21, 2023 Report Share Posted July 21, 2023 I would say no it's not worth it, just like airline credit cards aren't worth it because they restrict you to a singular company and the rewards to dollars spent is generally less than what you find with other travel reward cards. If you are looking for a credit card with travel rewards that you can use whenever and wherever you want there are some much better choices out there than the RC credit card. I would suggest doing a little bit of homework to find the right card that fits your lifestyle and offers the right rewards. Quote Link to comment Share on other sites More sharing options...
smokeybandit Posted July 21, 2023 Report Share Posted July 21, 2023 The best cards are the ones that get you the highest percentage of points that then translate to cash back. Quote Link to comment Share on other sites More sharing options...
Matt Posted July 21, 2023 Report Share Posted July 21, 2023 https://www.royalcaribbeanblog.com/2020/09/10/the-royal-caribbean-credit-card-worth-it SemperMom 1 Quote Link to comment Share on other sites More sharing options...
Biaggio Posted July 21, 2023 Report Share Posted July 21, 2023 Got it for the bonus points. Costco card gives me 3% on travel verses 2% with RCL card. Quote Link to comment Share on other sites More sharing options...
ChessE4 Posted July 21, 2023 Report Share Posted July 21, 2023 3 hours ago, smokeybandit said: The best cards are the ones that get you the highest percentage of points that then translate to cash back. Maybe, but for me there are security issues. There is some advantage to have one card for internet purchases that is easily replaced or cancelled when compromised and another for day-to-day purchases that you physically control (you never give it to anyone). I like Royal's card because I don't use it for anything else, just cruising. it doesn't have a fee, like an airline card. I can cancel it easily without upsetting the rest of my life. If instead, I had high-return credit card I used for everything, I'd be taking on extra risk. The credit cards I do have seem to change promotions all the time, adding to confusion. One travel card gives me more cashback for groceries than for travel, which seems a bit strange.... Kirsten and CruiseGus 2 Quote Link to comment Share on other sites More sharing options...
AshleyDillo Posted July 21, 2023 Report Share Posted July 21, 2023 7 hours ago, smokeybandit said: The best cards are the ones that get you the highest percentage of points that then translate to cash back. I have a portfolio of credit cards and use each one for whatever gives me the most for the specific category I'm purchasing. I also have a handful that I got just for the sign up bonuses. It's helped me build my credit score for sure. Quote Link to comment Share on other sites More sharing options...
Scooter6251 Posted July 23, 2023 Report Share Posted July 23, 2023 On 7/21/2023 at 4:27 AM, ScottD said: I think there is a deal now that you get $250 OBC just for being accepted.... @rjacthe card is the Royal caribbean bank of america credit card- there are ads for it on the bottom of the royal Caribbean website I just used that offer. Requirement is to spend $1,000 in the first 90 days. Quote Link to comment Share on other sites More sharing options...
ScottD Posted July 23, 2023 Report Share Posted July 23, 2023 8 hours ago, Scooter6251 said: I just used that offer. Requirement is to spend $1,000 in the first 90 days. ahh...see the ad made it sound like this was a new deal and it was an instant thing, get the card, get 25,000 pts which could be converted to $250 OBC. Good to know Scooter6251 1 Quote Link to comment Share on other sites More sharing options...
GaryDiana Posted September 11, 2023 Report Share Posted September 11, 2023 If I've had the card in the past and the account is now closed, am I eligible for the welcome bonus again or no? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.