Hoppy2cruise

This card seems to be an indication of drink package sales on that cruise not being at whatever target RC wants them at.

If you are getting the Key, you should get early boarding privileges.  Use them to your advantage and prioritize things you will do when you get on board.  I would do the following:
Visit muster station Check into Adventure Ocean with the kiddo to get her signed up there. Go eat the Key Lunch Go wild on the pool deck I bet you can be in the pool with your daughter by 12:30 with this plan.

No Weight Gain of the Seas - (sure to be constantly sold out)
Don't Bother Me, I'm on Vacation of the Seas
Crank Up the Music and Bring Me a Drink of the Seas
Dive Bar of the Seas - (they only serve strong "bottom shelf" drinks, draft beers and burgers - music provided by an old juke box)

Why did I not think of this before?
A B of the Seas

I'm presuming they would never go for Bottom 😂😂😂😂

I don't think RC did anything wrong. This is where having travel insurance is key.

Also consider that if you are buying insurance now, it may not apply to a cruise you have previously purchased.  This would fall in the same category as "Oops, I have to cancel my cruise, so I better go buy an insurance policy, so I can get all my money back."  The fact that you are already aware that your cruise could be skipping Labadee makes it too late to get insurance to cover that possibility.

I agree with @smokeybandit.  In order to file an insurance claim you must have suffered some financial loss that you are trying to recoup.  There is no financial loss in missing a port unless you have a non-refundable excursion already purchased and that’s not even possible on Labadee.  There is no claim to file.  

No doubt about it, there are shortcomings to Guaranteed bookings.
Your way around this is to phone your travel agent, select the cabin you'd like from what's available, and pay the extra $.

The 30% discount is cheaper than the 50% discount because the 30% discount applies to both passengers.  The 50% discount only applies to the second passenger which is essentially a 25% discount for each passenger.
The 30% discount for each passenger is the best discount I've ever seen.  It ends up being about $70/person/day on most cruises at today's prices.  Obviously, some itineraries might be slightly higher or lower.

You'll be charged $9.38 total.

It's completely normal to sometimes get different wait staff when you have My Time Dining.   
This is the exact reason we always choose a set dining time,  usually the early seating, to ensure we have the same wait staff the entire cruise.

I don't think the program is broken, it is doing exactly what it is intended to do, motivate repeat bookings.  
When a program is successful isn't a sign that it must change.  It's a sign that is has been designed properly.
If it isn't broken, it doesn't need to be fixed.

I am quite puzzled why someone wouldn’t?? What keeps us loyal is the D+ benefits which happen to be the best in the business IMHO. 

That's alright. We will welcome Mariner of the Seas with open arms. Just wish they would schedule her for some 7 night cruises that go to Cayman Islands and Jamaica. The Oasis class ships are too big and we used to sail B2B on the Freedom class ships (Liberty) for a varied port experience that we thoroughly enjoyed.

Agree with #3, but I would  also limit bingo.

1 - Harmony actually does parties from 60s to 90s! SO MANY PARTIES!
2 - I would also drop the 70s party.  It's the same 10 songs and the same lackluster participation.
3 - I would drop the worlds sexiest man competition primarily because while it seems like most guys just do it to have fun, there's always that one conventionally attractive guy that enters and I know I would personally take a hit to my self esteem to see the reactions go from fun whooping to stripper screaming

I've never been bored on a cruise. Downtime is just as much part of the experience as activity.

Yeah, I don't recall Royal Caribbean getting billion dollar handouts from the US taxpayers.

You want for free what is important to you.  The world doesn't work that way.

The two are intertwined.  More importantly the safety aspect creates an operating environment they are constrained by and creates an environment that isn't found on land so comparisons to land based businesses don't work.
 
Royal is a business not a charity.  It's easy to say they could provide <insert thing I care about> and not feel a thing.  McDonalds could provide free soda and not feel a thing.  Sports stadiums could provide free water bottles and not feel a thing, they cost pennies!!!  Banks could not charge maintenance fees and not feel a thing.  And so on, and so.  
Why should they?  Why should any business give up revenue? 
The thing is businesses won't accept less income.  Shareholders won't accept lower returns.  They would need to cover that loss of income somehow.  Something else goes up in price to cover that loss of income.  
Any time you waive a charge or subsidize it someone pays for it.  
I cruise solo often so my favorite <insert thing here> would be the single supplement.  I could rant and write long justifications why solo cruisers shouldn't have to pay single supplements but the truth is solo cruisers represent a loss of revenue potential and so as a business they charge solo cruisers more and there are times of the year they charge them even more because they lose more revenue on solo cruisers during peak times.     
Other popular < insert thing here >:
< free Voom for everyone >
< free drinks for everyone >
< free photos for everyone >
< free specialty dining for everyone >
< lower cruise fares right now > 
< lower suite fares > 
There are many things they could afford to do and not go bankrupt.  Not going bankrupt isn't the primary goal of any business.  Maximizing revenue should always be.  
Do you not own any investments or retirement accounts?  Are you okay with your investments not growing as much?  You good with retiring with less savings?  All so businesses can provide more free things?

Every soul on board must have a seat in a lifeboat.  This applies even to an infant that is 6 months old even though an infant at that age would not use their own seat in a lifeboat.  SOLAS regulations don't recognize or reflect a difference from an infant to an adult, a soul is a soul that requires a seat in a lifeboat.
If there was one slot left for anyone to book a cruise before that cruise was sold out, an infant booked on a cruise prevents an adult from booking that available slot.  Given the price models for the industry an infant is no different from an adult right down to the capacity of a muster zone that groups of cabins are assigned to with all the guests in those cabins having a seat in the lifeboats assigned to that muster station.
It's common for new parents to hope for a break in pricing for an infant but the price models for everyone who books a cruise are built so many common costs are covered or shared by the masses of adults booking that cruise.  "But it's just one baby" until there are 30 or 40 or 100 babies on a ship that carries several thousands of passengers.  At that point for a cruise line to offer cheaper rates to infants someone else has to pay more and that would be all the other adults.  That's fine from a socialist perspective but not all other adults want to cover the cost of someone else's infant.  
Fortunately for parents Royal does offer Kids Sail Free promotions but as many families discover those rates require more expensive cabins that can accommodate more than two guests which gets back to the seats in a lifeboat concept.  The vast majority of cabins on a ship are designed for two guests and that is part of the safety equation so that every guest has a seat in a lifeboat.  Hotels on land don't have lifeboats with finite seating capacity so cruise ships are not at all like hotels in this regard which can be a hard concept for some families to wrap their heads around. 
"It's just a tiny infant" except it isn't from a safety on a ship perspective.   If safety regulations were to be relaxed then there would be some less honest company that would attempt to circumvent safety regulations by over-stuffing a ferry or some other type of passenger vessel to leverage such a loophole.  For this reason safety regulations are not flexible even though a reputable company like Royal may not choose to find a way around the regulations should the regulations be less strict than they are. 
These regulations are international and they have evolved over the decades generally resulting from loss of life and previous disasters.    
And so it's complicated, more than apparent at first glance.

I've wondered about that. Some got ahead sure, but how many others just got to where they'd have been anyway if there was no shut down.

Yes, you do.
Good TA's get back to you same day. Great TA's get back to you in less than an hour.

A reputable travel agent doesn't transfer a booking to a cruise line, they make the booking in the cruise line reservation system.  
It sounds like you got scammed by your agent.  I'd call your credit card company and dispute the charge if your travel agent isn't responding.