RC Visa Signature Credit Card

[Debstr66]

Hi Everyone!

DH just informed me we've been approved for an RC Visa card that comes with 30,000 points at some point. I was searching the blog for info on how this card works, tips & tricks, etc. Anyone have a "for Dummies" post they can point me to so I can make the most of this new thing? Would have been nice to know about his before paying my Celebrity Equinox balance yesterday. 

Cheers! 

[loki007]

We use our card for all everyday purchases and then redeem the points for on board credit for our cruises. I have never used the points for an actual cruise. 

[WAAAYTOOO]

1 hour ago, loki007 said:

We use our card for all everyday purchases and then redeem the points for on board credit for our cruises. I have never used the points for an actual cruise. 

Same

[Ditchdoc]

$1000 charged = $10.

 

You can cash in on line for on board credit. If you charge about $70,000 or $700 credit...that is a BOGO or 2 for one cruise. Usually that's a 7 night Caribbean ocean view. If you pay the difference for a specific cruise, for example, the difference between an ocean view and a balcony, you can upgrade the 2 for 1.

 

These are approximate numbers. 

https://www.royalcaribbean.com/content/dam/royal/resources/pdf/visa-signature/royal-caribbean-visa-signature-rewards-options.pdf

 

Gives the details.

 

It takes a fair amount of cash flow for significant rewards and interest rates are not the best. Depending on your circumstances, it can provide some perks.

 

[Andy & Sheryl Unwin]

We use ours to redeem cruise vouchers about once a year. its pretty simple, all you need is: Ship name/Reservation/Sailing date and the rewards voucher is auto applied to the outstanding balance.

[dmattinson]

As far as rewards cards go, it's not the best card.  But it is a niche card and if you like it for earning cruise credits, that's great.  I'd much rather have a 2-3% cashback card for everyday purposes and specialty cards for rewards specific to travel that can give up to 5%.

As far as the bonus points up front, the offer I see is $1000 spend in the first 90-days of having the card to get those points ($300 credit).  If you are using it for the bonus only, that's fine but over the long-term, actual cash back may be more beneficial.

 

[Andy & Sheryl Unwin]

3 hours ago, dmattinson said:

As far as rewards cards go, it's not the best card.  But it is a niche card and if you like it for earning cruise credits, that's great.  I'd much rather have a 2-3% cashback card for everyday purposes and specialty cards for rewards specific to travel that can give up to 5%.

As far as the bonus points up front, the offer I see is $1000 spend in the first 90-days of having the card to get those points ($300 credit).  If you are using it for the bonus only, that's fine but over the long-term, actual cash back may be more beneficial.

 

I actually got mine for novelty value, and now its used only for cruise expenses

[barjpoe]

I know I've seen a phone number to call about when my OBC from points would be applied. But, can't find it. Can anyone post the number , pretty please.

Thanks, 

[WAAAYTOOO]

I have never called (that I can recall).  I always do everything via the website.  It's waaay easier than it used to be.

[barjpoe]

My problem is that I've cashed in some points and they haven't showed up yet. 

[WAAAYTOOO]

2 hours ago, barjpoe said:

My problem is that I've cashed in some points and they haven't showed up yet. 

When is your cruise ?  The OBC usually doesn’t show up on the reservation until about a week or so before you sail.  You are correct that you can call and ask to have it applied sooner (if you want to use it for CP purchases) but unfortunately I cannot help you as I have never called, myself.

[Jolly Ogre]

On 4/30/2024 at 4:25 PM, Andy & Sheryl Unwin said:

I actually got mine for novelty value, and now its used only for cruise expenses

Same here. That way it is easier to track refunds and such.

I do the same with my H-D card.

[barjpoe]

I 'bought' 250 for my Freedom cruise in October. then 'bought' 200 for my Indy cruise the week after.

The 250 hit my Freedom cruise in about 3 days, the 200 for Indy has ben applied yet. I wanted to use some of it on the dining pqackages that showed up today. 

[Gilley]

I would give them a call and say you are trying to make a cruise purchase.  I had to do that last month with my Icon sailing.  

[barjpoe]

18 minutes ago, Gilley said:

I would give them a call and say you are trying to make a cruise purchase.  I had to do that last month with my Icon sailing.  

That's why I need the phone number, please

[Bob Burd]

26 minutes ago, barjpoe said:

That's why I need the phone number, please

I found this.  I've called before myself but I don't remember if it was the card or Royal.

 

Disputes regarding Points

• Discrepancies about Points are not treated as Card billing disputes. Please refer to your Credit Card Agreement or the annual Your Billing Rights notice for details about billing disputes.

• For additional information on disputes regarding earned Points, call the number listed on the back of your Card.

• Bank of America hosts the redemption of Points on the Bank of America redemption platform.

• All decisions regarding Points disputes shall be final. • Questions or disputes regarding the redemption of Points must be directed to Royal Caribbean at 888.305.4626.

[Gilley]

59 minutes ago, barjpoe said:

That's why I need the phone number, please

I called the credit card and they transferred me to rewards 

[barjpoe]

ok, will try tomorrow  , thanks

[ScottD]

So we got this card  11 days ago, put $1000 on it right away to pay off a cruise in December. Checked on the site  a few days later and the points were already in the account- cashed them in on Wednesday, they showed up in my planner today. Two days from getting the points to getting the OBC

[barjpoe]

Boy, you were lucky. I must have a dark cloud over me!

Still waiting after 2 weeks. and of course the CP has some decent sales right now.

[ScottD]

10 minutes ago, barjpoe said:

Boy, you were lucky. I must have a dark cloud over me!

Still waiting after 2 weeks. and of course the CP has some decent sales right now.

Do you bank WITH Bank of America?  I wonder if that has anything to do with it, BOA is our actual bank for our checking and savings accounts. 

[Gilley]

I don’t bank with BOA and I had the same results as you initially.  It was when I wanted my onboard for my Icon cruise that BOA began to drag their feet.  

[USCG Teacher]

1 hour ago, barjpoe said:

Boy, you were lucky. I must have a dark cloud over me!

Still waiting after 2 weeks. and of course the CP has some decent sales right now.

I have had great success in calling the customer service line to have them expedite the OBC into my Cruise Planner.  After calling, it's never been more than 48 hours before it showed up.