AlohaLivin

If you have "cancel for any reason" on your policy, you should be fine. Why not call your insurer and ask if this shutdown is covered? Sorry that this is happening to your family.

I am bringing this question here now because I don’t know who else to ask. It’s a super sensitive issue right now, I just cannot wrap my head around this - my family is feeling a huge mix of sadness, anxiety, and anger and I very much hope people will consider so I would ask that. ?  We have a cruise booked for the 4th week in January. The cabin was an expensive one, but it’s going to be split with my adult (step) sister and so it made it more reasonable when it is divided 3 ways.  It has been planned for nearly a year and we’ve all very much looking forward to it. 
The problem is that my sister works for TSA that is part of the government shut down. Essentially, they are now working for free (and this time, unlike past shut downs, Congress has not yet acted to ensure they will be paid later). What is worse, is that unlike every other shut down in history, this time they have been told that all vacation (leave) time is cancelled (no matter if for a serious illness or a prepaid vacation). Should an employee take the time off that they had scheduled anyway, they will be fired on day 3 for being AWOL. ?. As much as I would like to, I am not going to get into the ethics involved with the decision-making surrounding all of this, but as you can see it definitely could negatively impact this long awaited cruises for all of us if the situation is not resolved by the sailing date (and my faith is gone so we have to prepare for what is possible at this point).
We have trip interruption coverage through Chase Sapphire CC that we used to cover the cost of the entire cruise (her portion and ours). It covers immediate family (I assume my step sister would be that). The policy does covers problems like jury duty where the person can’t be released so to me that suggests that her situation would also be reimbursable.
My greatest concern is that our cruise happens to be one of those where the 3rd passenger sails “free.” It would be the same kind of problem if the cruise was one where passenger 1 pays 100% and passenger 2 pays 50%. We split the cost, despite the the odd way it is divided on paper for marketing purposes. Does anyone have any experience with how the insurance companies deal with those circumstances? I am assuming there is a general consensus with insurers on this issue, it must come up often, I simply have no idea what that might be.
Thank you for any help that you can provide on how insurance deals with these situations -
Lynn
 
P.S. I realize that it’s bad timing, but Happy New Year to all of you.

I hope the government will reopen well before the fourth week in January, as the shutdown causes adverse consequences on your sister and hundreds of thousands of other government workers. Thinking good thoughts that the insurance will not have to be used and, if it does, that it will come through.

I am bringing this question here now because I don’t know who else to ask. It’s a super sensitive issue right now, I just cannot wrap my head around this - my family is feeling a huge mix of sadness, anxiety, and anger and I very much hope people will consider so I would ask that. ?  We have a cruise booked for the 4th week in January. The cabin was an expensive one, but it’s going to be split with my adult (step) sister and so it made it more reasonable when it is divided 3 ways.  It has been planned for nearly a year and we’ve all very much looking forward to it. 
The problem is that my sister works for TSA that is part of the government shut down. Essentially, they are now working for free (and this time, unlike past shut downs, Congress has not yet acted to ensure they will be paid later). What is worse, is that unlike every other shut down in history, this time they have been told that all vacation (leave) time is cancelled (no matter if for a serious illness or a prepaid vacation). Should an employee take the time off that they had scheduled anyway, they will be fired on day 3 for being AWOL. ?. As much as I would like to, I am not going to get into the ethics involved with the decision-making surrounding all of this, but as you can see it definitely could negatively impact this long awaited cruises for all of us if the situation is not resolved by the sailing date (and my faith is gone so we have to prepare for what is possible at this point).
We have trip interruption coverage through Chase Sapphire CC that we used to cover the cost of the entire cruise (her portion and ours). It covers immediate family (I assume my step sister would be that). The policy does covers problems like jury duty where the person can’t be released so to me that suggests that her situation would also be reimbursable.
My greatest concern is that our cruise happens to be one of those where the 3rd passenger sails “free.” It would be the same kind of problem if the cruise was one where passenger 1 pays 100% and passenger 2 pays 50%. We split the cost, despite the the odd way it is divided on paper for marketing purposes. Does anyone have any experience with how the insurance companies deal with those circumstances? I am assuming there is a general consensus with insurers on this issue, it must come up often, I simply have no idea what that might be.
Thank you for any help that you can provide on how insurance deals with these situations -
Lynn
 
P.S. I realize that it’s bad timing, but Happy New Year to all of you.

I think that you have created a monster! ??‍♀️? Is there a cure?!??
 

You and me both!!!!!

It is my iPad, my iPhone and my PC all playing MyVEGAS games simultaneously ? I just tried it for fun, my husband thought that I was mad (I tried to post it smaller so it wouldn’t take over anyone’s screen).
@KLA  the user groups over at FB are extremely helpful, actually shockingly helpful compared to much of FB. It won’t take yoy long to get it to speed, it would be much longer than a post to explain it. I have a UN just for play there, if you decide to try it let me know and I can link up with you.

I think that you have created a monster! ??‍♀️? Is there a cure?!??
 

I think that you have created a monster! ??‍♀️? Is there a cure?!??
 

I think that you have created a monster! ??‍♀️? Is there a cure?!??
 

I think that you have created a monster! ??‍♀️? Is there a cure?!??
 

I think that you have created a monster! ??‍♀️? Is there a cure?!??
 

I want “Has Road Rage” under mine (or maybe “Stubborn American Crab”, I cannot decide). But “diamond” has a nice ring too ? ? ?

Well hopefully there will be another sale before your trip ?

Yes, I understood, we have cruised since I was quite young ? But I was saying that was on my wish list.

I do wish they would award points on full payment at least. Booking a year and more out means that we don’t get the benefit of the status we would otherwise have. Old complaint I know, but I still find it irritating! Oh well!

We did meet with him on the first day. We are in a suite and have three small kids. We book a bigger room so we can actually use the room. We tend to be in the room often but leave long enough for our room steward to have time to take care of things. We aren’t new to cruising... this one puts us at Diamond Plus. I’ve never encountered rudeness before this. I did chalk it up to him having a bad day. I know they do crew drills on the first port day so that adds to their stress. I personally have never removed tips nor would I in any circumstance. I was just pretty uncomfortable with the way he was talking to me. Definitely not very professional. Hopefully today he is having a better day. 

That is what we did, points... sometimes you win and sometimes... ??‍♀️
@tonyfsu21 It is a great location for food... and I love Foxy Brown’s too!! But I will have to use Uber, the hotel wasn’t up tp snuff and there are other options ??‍♀️ I could have lived with the construction, it was the bad food and the service attitudes that were really the killer. Hoping for better luck next Nov!  I was looking at something on Dania - I will definitely check back through the posts for suggestions.

That is what we did, points... sometimes you win and sometimes... ??‍♀️
@tonyfsu21 It is a great location for food... and I love Foxy Brown’s too!! But I will have to use Uber, the hotel wasn’t up tp snuff and there are other options ??‍♀️ I could have lived with the construction, it was the bad food and the service attitudes that were really the killer. Hoping for better luck next Nov!  I was looking at something on Dania - I will definitely check back through the posts for suggestions.

IMHO it devalues the suites (I guess it determines what value one places on various parts, hard to create hard data for those variables). But based on what I understand about this option, it would make it less likely I would book a suite on smaller ships.

@Matt gets the award of the month for best idea (even if it happened almost a year ago, I just found it). I am the bargain shopper, the coupon user (except with groceries LOL), I feel better when I get a deal... and this freebie way to add value is fabulous (and many of us would never have looked for it or found it since we either aren’t on FB or aren’t online game players). Good job on asking @Jeepgeek to post (and Russ shares the award for his willingness to provide the info here!).   ☺️
Lynn
 

@Matt gets the award of the month for best idea (even if it happened almost a year ago, I just found it). I am the bargain shopper, the coupon user (except with groceries LOL), I feel better when I get a deal... and this freebie way to add value is fabulous (and many of us would never have looked for it or found it since we either aren’t on FB or aren’t online game players). Good job on asking @Jeepgeek to post (and Russ shares the award for his willingness to provide the info here!).   ☺️
Lynn
 

You will need to enter your Full Name/e-mail address when you redeem your reward.  The name does not have to match the name provided to Facebook.  

Hello Family.

I didn’t know we had the same parents!!!!! Cool, I need some generous, cruising siblings! ?‍♀️??❤️?
 
Lynn