Aidenff Posted May 5 Report Share Posted May 5 I did a mock booking and it costs $630 to make the $500 deposit refundable. There must be something that I’m not understanding. Why would you pay $630 to protect $500 Quote Link to comment Share on other sites More sharing options...
SpeedNoodles Posted May 5 Report Share Posted May 5 Yep, sometimes that's how it works. That's why you must pay close attention to what you're paying for. RCIfan1912 and teddy 2 Quote Link to comment Share on other sites More sharing options...
smokeybandit Posted May 5 Report Share Posted May 5 That's the whole compromise in making it refundable. You pay more. teddy and RCIfan1912 2 Quote Link to comment Share on other sites More sharing options...
steverk Posted May 5 Report Share Posted May 5 Usually, the upcharge isn't quite that bad but I've actually seen it far worse. If you want a refundable deposit, talk to your travel agent about a group rate. That often works out OCSC Mike 1 Quote Link to comment Share on other sites More sharing options...
Doug_Texas Posted May 5 Report Share Posted May 5 Also when you think about what you are insuring with paying for refundable that in reality if you have a non-refundable and you can change your sailing (different date, different ship, different itinerary is okay) before the full payment date instead of a full cancel your penalty is actually $100 pp, not $500. Baked Alaska 1 Quote Link to comment Share on other sites More sharing options...
Aidenff Posted May 5 Author Report Share Posted May 5 Seems very expensive for what you get. I can insure the whole trip for less Quote Link to comment Share on other sites More sharing options...
JimnKathy Posted May 5 Report Share Posted May 5 You also want to see if travel insurance can cover some of the reasons for leaning towards a refundable fare. Some policies (we use Allianz Premier) may offer some protection based on your individual situation. teddy 1 Quote Link to comment Share on other sites More sharing options...
twangster Posted May 5 Report Share Posted May 5 Travel insurance doesn’t always cover every scenario. “My dog is sick and we can’t cruise” is not covered by most insurance policies. Travel insurance is rarely something that covers everything. It depends. There are covered events that are typically well documented. Losing your job or an adult child is having a baby, or is graduating from the military, may not be covered events. When my child had a change in their military graduation I walked away from a cruise and got zero despite having an annual travel insurance policy. It was not a covered event. Just like refundable airfare there is an up charge for the flexibility that refundable fares offer. Rather than thinking of a refundable fare difference as an up charge, think of non-refundable fares as including a discount for committing, locking in, and having reduced flexibility. Baked Alaska, Ampurp85 and steverk 2 1 Quote Link to comment Share on other sites More sharing options...
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