Has nothing to do with RCG as RCG was a stakeholder only. Spain-based investment firm, Springwater Capital, owns the controlling 51% stake in Pullmantur Cruises which was headquartered in Madrid, Spain. On 22 June 2020, due to the economic impact caused by the COVID-19 pandemic, Pullmantur's owners announced they had filed for reorganization, a form of bankruptcy proceedings in Spain, of the now defunked Pullmantur under Spanish insolvency laws. The controlling laws here are in Spain, whether you get your refund or not. RCG has no deciding factor on the matter.