I spent $500,000 in a cruise ship casino this year. Getting Royal Caribbean's top casino status gets a lot of perks, but is it worth it?
In:Reaching Royal Caribbean's highest casino loyalty tier requires a level of play most cruisers will never experience, and it raises an obvious question: is it actually worth it?

Craig Hart is an avid cruiser and also enjoys playing in the ship's casino. Up until this year, he had gambled enough to make it to the first two tiers of the casino loyalty program. However, he pushed to make it to Masters level to see what it was all about.
Many cruisers have leveraged the casino on a Royal Caribbean cruise not just for entertainment, but as a strategy to take advantage of its loyalty perks. You can earn free cruises, drinks, and even get money back. All of it comes at great financial risk, as you'll need to wager enough money to earn the points.
While we've heard from casino players who have made it to Prime or Signature, Masters is an entirely different level that requires a lot of play to reach.
Gambling is is risky and addictive, and there's a good chance you'll lose a lot of money. Please gamble responsibly.
I asked Craig to share his insight on making it to Masters, what the perks are like, and if he thinks it was worth it.
$500,000 through the casino, is it worth it?

First off, gambling can be highly addictive and you can exclude yourself from Royal Caribbean’s Club Royale, with that being said, if you play your cards right, you can earn big rewards. But is it worth $500,000 through the casino for me?
Everyone who has a Crown and Anchor account that is 18 and over, which is created on their first sailing on Royal Caribbean, also has a reward account with the casino. It uses the same account number.
There are four levels of Club Royale:
- Choice
- Prime
- Signature
- Master
Each comes with perks that progressively get better as you level up. As a brand-new Master Level player for Club Royale, do I find the perks worth the play?

Choice is everyone who has accumulated at least 1 point, which is equivalent to $5 through a slot machine or $10 average bet on table games over the course of an hour. Prime is 2500 points, Signature is 25,000 points and Master is 100,000. Each level has their perks and they only get progressively better.
The most valuable perk on the ship that I use is the free internet. Starting at Signature, you get one device at Master you get two. This is great for working from the ship if you need a phone and computer or if you and a partner go on a sailing as you can share the internet. Since travel routers are banned on Royal Caribbean, this adds a value above Signature benefits.
From the time I turned Master, on December 14, 2025 until the end of the current casino year benefits April 1, 2027, I currently have 70 nights booked. At an average of $20/day/device that is a savings of $2800 on internet! I will book many more sailing with all the instant certificates as well as random offers that appear in my account that only add to this savings!

The next major benefit that I use is the free drinks in the casino! Anyone Prime or higher gets free drinks in the casino, when it is open. Since I am also Diamond Plus, I get 5 free drinks onboard the ship or at their private islands. From this benefit, I do not purchase the drink package unless I am travelling with a group of friends like I do on the Royal Caribbean Blog Group Cruises!
A mixed use benefit is Coastal Kitchen access on Oasis, Quantum and Icon Class Ships! I have used this benefit several times on my sailing. This perk is also available if you book a full suite, if you are a Pinnacle Club member of Crown and Anchor Society or for dinner if you book a Junior Suite.
If I am with a group of people who do not have access like this past guys trip, I tend to skip Coastal Kitchen and eat with the group.

I did, however, use the 20% off credit in the spa to get a haircut on that sailing. When I went to book my appointment, they did not provide the discount, in fact they were not sure of the discount amount. When I checked out after the haircut, they also did not apply the discount, so they had to refund and reissued the transaction with the proper discount. This benefit is only for full retail price services.
If you like to prebook, you may save more using the cruise planner. Often, they may even have specials onboard, so this perk really is only beneficial for last-minute services.

The one perk I use 100% of the time (and mostly in the casino) is the onboard credit. Typically, several hours after the casino is open a non-cashable credit is applied to your account. $50 on 3-4 night sailings, $75 on 5-6 night sailings, and $100 on 7+ night sailings. Although this credit does not have to be used in the casino, if you do, it is eligible to earn points unlike the free play that is offered on some certificates.
Since I often get comped junior suites, I already have priority access to the terminal as a suite perk, but it can be a nice perk when you are not sailing in a suite. Although at Port Canaveral, which I would consider my home port based on how often I sail out of there, they are so efficient, it often does not make a difference on what line I am in.

The next several benefits are the same if not very similar as The Key:
- Priority Entertainment Access and Dining Reservations
- Carry-on bag onboard drop off with priority delivery to stateroom
- Welcome lunch in Main Dining Room featuring Chops Grille menu
- Flexible departure with à la carte breakfast
The two times I had The Key, I only used the carry-on bag drop once and skipped the rest of the benefits. Since I am on Utopia of the Seas so often, I prefer the Windjammer seafood buffet on embarkation day! If I am not there, I would rather go to Coastal Kitchen, which is open for lunch on embarkation day, so these benefits to me have no value.

One benefit I am going to try this year is the Hard Rock Partnership. I am going on Wonder of the Seas in February and what better way to take advantage of free nights and $600 of resort credit during the stay. This is saving me at least $200 on a hotel for the night as long as I don’t spend it in the casino!
One of the best perks, and this comes regardless of your status, you can receive random casino offers, which will show up in your online account, email and physical mail flyers. These can offer inside staterooms or even Junior Suites, slot tournaments, special events or even include perks!

Casino Royal does not publish how they determine offers, but it is believed based upon your last several sailing play. Short sailings with lots of play each night may result in better offers, longer sailings with the same amount of play may lower the offers. We truly do not know.
The single biggest perk I use are the comped sailing offers. When you play on each sailing, there is a list of comped sailing at the host desk that is based on the number of points you accumulate during that sailing.

The big benefit is you can also earn free play in the casino. Although free play does not earn points in the casino, you can use it on tables or slots to earn cash. If you want to have fun and use all your free play on my lucky number 13 in roulette, you are not out of any of your own cash!
I will often book a refundable deposit on sailing I know I want to go on and as I get closer will cross reference the offers to see if the sailing is on the list.
For instance, a new year’s 7-night sailing was on an instance certificate I earned on my January sailing of Utopia of the Seas. I was able to pick up the points needed for a balcony, which I was already booked.
The cash price of the sailing was $2742 whereas I lost $1200 on Utopia and was able to get my room comped in addition to $750 in free play. Since I was already going on that sailing and I lost less than the cost of the sailing, it is a win, win for me!

Is Masters a level I will strive for every year? No, but while I am here, I will take advantage of the benefits I have and continue to enjoy the casino to prepay for my cruises and have additional fun on the ship!
Happy sailing and good luck!





































































































