Debstr66 Posted April 25 Report Share Posted April 25 Hi Everyone! DH just informed me we've been approved for an RC Visa card that comes with 30,000 points at some point. I was searching the blog for info on how this card works, tips & tricks, etc. Anyone have a "for Dummies" post they can point me to so I can make the most of this new thing? Would have been nice to know about his before paying my Celebrity Equinox balance yesterday. Cheers! Quote Link to comment Share on other sites More sharing options...
loki007 Posted April 25 Report Share Posted April 25 We use our card for all everyday purchases and then redeem the points for on board credit for our cruises. I have never used the points for an actual cruise. Debstr66 and WAAAYTOOO 1 1 Quote Link to comment Share on other sites More sharing options...
WAAAYTOOO Posted April 25 Report Share Posted April 25 1 hour ago, loki007 said: We use our card for all everyday purchases and then redeem the points for on board credit for our cruises. I have never used the points for an actual cruise. Same Bob Burd 1 Quote Link to comment Share on other sites More sharing options...
Ditchdoc Posted April 26 Report Share Posted April 26 $1000 charged = $10. You can cash in on line for on board credit. If you charge about $70,000 or $700 credit...that is a BOGO or 2 for one cruise. Usually that's a 7 night Caribbean ocean view. If you pay the difference for a specific cruise, for example, the difference between an ocean view and a balcony, you can upgrade the 2 for 1. These are approximate numbers. https://www.royalcaribbean.com/content/dam/royal/resources/pdf/visa-signature/royal-caribbean-visa-signature-rewards-options.pdf Gives the details. It takes a fair amount of cash flow for significant rewards and interest rates are not the best. Depending on your circumstances, it can provide some perks. Debstr66 1 Quote Link to comment Share on other sites More sharing options...
Andy & Sheryl Unwin Posted Tuesday at 01:44 PM Report Share Posted Tuesday at 01:44 PM We use ours to redeem cruise vouchers about once a year. its pretty simple, all you need is: Ship name/Reservation/Sailing date and the rewards voucher is auto applied to the outstanding balance. Debstr66 1 Quote Link to comment Share on other sites More sharing options...
dmattinson Posted Tuesday at 04:37 PM Report Share Posted Tuesday at 04:37 PM As far as rewards cards go, it's not the best card. But it is a niche card and if you like it for earning cruise credits, that's great. I'd much rather have a 2-3% cashback card for everyday purposes and specialty cards for rewards specific to travel that can give up to 5%. As far as the bonus points up front, the offer I see is $1000 spend in the first 90-days of having the card to get those points ($300 credit). If you are using it for the bonus only, that's fine but over the long-term, actual cash back may be more beneficial. ZBrady and Gilley 1 1 Quote Link to comment Share on other sites More sharing options...
Andy & Sheryl Unwin Posted Tuesday at 08:25 PM Report Share Posted Tuesday at 08:25 PM 3 hours ago, dmattinson said: As far as rewards cards go, it's not the best card. But it is a niche card and if you like it for earning cruise credits, that's great. I'd much rather have a 2-3% cashback card for everyday purposes and specialty cards for rewards specific to travel that can give up to 5%. As far as the bonus points up front, the offer I see is $1000 spend in the first 90-days of having the card to get those points ($300 credit). If you are using it for the bonus only, that's fine but over the long-term, actual cash back may be more beneficial. I actually got mine for novelty value, and now its used only for cruise expenses dmattinson 1 Quote Link to comment Share on other sites More sharing options...
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