Has anyone else been receiving emails that they are past due on their final payment, but all documents say the outstanding balance is $0? I've gotten three of these emails at this point, one shortly before the 30 day deadline, one on the 30 day deadline, and one at about 25 days. When I received the second notice (on the 30 day deadline) I called customer service and the rep seemed confused, but told me I had a balance due of $0. I'll probably be calling again this weekend, but wanted to see if anyone else here had experienced the same thing.