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OBC planner vs onboard


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When you have OBC in your cruise planner is it any different from one you may receive on board from a TA or something? If i don't use it before my cruise does it just cross over for while I am on board?

Also, does anyone ever get random OBC and not know how? I had 150 that I got from when I booked and a week later I magically have 250. Im not complaining! Just wanted to know if it happened to others.

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