KDK Posted March 29 Report Share Posted March 29 I keep re-reading the Royal Caribbean Travel Protection plan. Does anyone know if it covers your under 18 children if you purchase a policy? Thank you! Quote Link to comment Share on other sites More sharing options...
CrznTxn Posted March 30 Report Share Posted March 30 It covers all the people in your party. We now purchase a third party insurance policy for our trips that is less expensive, covers the entire family and covers a lot more of the costs. KDK 1 Quote Link to comment Share on other sites More sharing options...
KDK Posted March 30 Author Report Share Posted March 30 52 minutes ago, CrznTxn said: It covers all the people in your party. We now purchase a third party insurance policy for our trips that is less expensive, covers the entire family and covers a lot more of the costs. Would you mind sharing the name of your third party insurance? Quote Link to comment Share on other sites More sharing options...
ChessE4 Posted March 30 Report Share Posted March 30 Kids are inexpensive. We prefer Allianz when we want extra medical coverage. However Arch's policy (Royal) was improved a few months ago. Aside from the total cost of the trip to be covered, age is the main driver of the cost of travel insurance -- due to the likelihood of medical claims when we are older. For us, the most common claim (twice) has been luggage-related -- either delayed by airlines or lost by Royal. Quote Link to comment Share on other sites More sharing options...
CrznTxn Posted March 30 Report Share Posted March 30 We use Geo Blue Travel insurance. It requires you have medical insurance but they do not vary the price based on the type you have. KDK 1 Quote Link to comment Share on other sites More sharing options...
KDK Posted March 31 Author Report Share Posted March 31 10 hours ago, ChessE4 said: Kids are inexpensive. We prefer Allianz when we want extra medical coverage. However Arch's policy (Royal) was improved a few months ago. Aside from the total cost of the trip to be covered, age is the main driver of the cost of travel insurance -- due to the likelihood of medical claims when we are older. For us, the most common claim (twice) has been luggage-related -- either delayed by airlines or lost by Royal. So, did you feel that Allianz is the way to go? Quote Link to comment Share on other sites More sharing options...
ChessE4 Posted March 31 Report Share Posted March 31 12 hours ago, KDK said: So, did you feel that Allianz is the way to go? We use Allianz when going on a big trip abroad but may use Royal's coverage for the Caribbean, it varies. We will look into an annual premium from Allianz for next year. KDK 1 Quote Link to comment Share on other sites More sharing options...
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