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Travel Insurance Cover Minors


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52 minutes ago, CrznTxn said:

It covers all the people in your party. We now purchase a third party insurance policy for our trips that is less expensive, covers the entire family and covers a lot more of the costs.

Would you mind sharing the name of your third party insurance? 

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Kids are inexpensive.  We prefer Allianz when we want extra medical coverage.  However Arch's policy (Royal) was improved a few months ago.  Aside from the total cost of the trip to be covered, age is the main driver of the cost of travel insurance -- due to the likelihood of medical claims when we are older.

For us, the most common claim (twice) has been luggage-related -- either delayed by airlines or lost by Royal.

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10 hours ago, ChessE4 said:

Kids are inexpensive.  We prefer Allianz when we want extra medical coverage.  However Arch's policy (Royal) was improved a few months ago.  Aside from the total cost of the trip to be covered, age is the main driver of the cost of travel insurance -- due to the likelihood of medical claims when we are older.

For us, the most common claim (twice) has been luggage-related -- either delayed by airlines or lost by Royal.

So, did you feel that Allianz is the way to go?

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12 hours ago, KDK said:

So, did you feel that Allianz is the way to go?

We use Allianz when going on a big trip abroad but may use Royal's coverage for the Caribbean, it varies.  We will look into an annual premium from Allianz for next year.

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