If I can piggyback on this topic...I found MEI from being a lurker on this site and contacted them about a cruise we want for next year. The issue is that we have NextCruise certificates to use or they will expire in a month. The agent, who has been terrific so far, said that I can book the cruise and transfer it to her and she will see if she can place us under their group booking which would save hundreds of dollars. But she cannot be sure that she can put us in the group booking until AFTER we make the transfer. At that point we would then be getting the higher rate and the booking would be with an agent and not mine any longer. I see so many people here saying it is a no brainer to use a TA, regardless of rates or OBC or whatever, but what benefit is there really? Seems most are saying the benefit comes in only if there is a problem. I research the booking, make the booking, book my own flights, even when giving up the reservation, so I am confused. Not being a jerk, seriously trying to see what would be the benefit.