madsar

the 100,000$ med evac and 20,000$ medical is a good deal. Our med evac from St. Lucia to Ft. Lauderdale was 67,000$ and the hospital was 14,900$ (and the hospital is pay as you go...so your credit card is billed as you go). Another additional bit of advice is to carry plenty of cash...as ambulance was $50 cash from ship to hospital and another $50 from hosptial to airport....but actually it was $250 cash from hospital to airport because they could get an ambulance(all tied up with another accident) and borrowed a red cross ambulance for the trip. If our insurance couldn't provide med evac (which they did with one phone call), angel flight would have provided the service for $15,000 up front and would bill insurance later. Will never travel without it again. RC was great (doctor, nurse, front desk) and provided someone(Christina) to attend to us while at the hospital.

Cruise insurance is great - you never know when you will need med evac..... from experience and we did not have it. Will never travel without it. The cruise line offers this as well.