With the most recent changes, the $100 OBC is 50,000 points, and the $100 Freeplay is 100,000 points, so that is a no-brainer to take the OBC IF available (especially since you should be able to use the OBC in the casino). However, they also have $150 Freeplay for 200,000 points, and no offer for $150 OBC. Since I just booked a cruise and plan on playing in the casino, I opted for the $150 Freeplay. Although the "price" is high, it still doesn't make much of a dent in my 14,400,000 balance!