I was browsing one of my favorite Royal Caribbean Facebook groups when I stumbled across a post by Ed Tinkertoy about Royal Caribbean's SeaPass account and how it works.
Your SeaPass account is your means of paying for anything on your Royal Caribbean cruise while onboard your account. It's the cash-less way Royal Caribbean allows its guests to manage onboard purchases.
What is the SeaPass account?
Royal Caribbean's SeaPass is the card you get for each person in your group and it functions just like a credit card.
At embarkation, you will put down a credit card (American Express, Optima, MasterCard, Visa, Discover and Diner's Club) to place against your purchases. At the end of your cruise, all of your purchases are added up and charged to that credit card.
Royal Caribbean also allows you to use traveler's checks, debit cards with a Visa or MasterCard logo, or cash to activate your SeaPass charging.
Can I pay off my SeaPass account besides the credit card?
Yes, at any point during your cruise you can pay down your running tab with cash or other credit cards.
Will everyone have charging privileges?
Only those people the primary guest designates will be able to charge to their SeaPass account.
Kids can have their privilieges revoked all together or given a daily limit.
Is there a limit to SeaPass charges?
Royal Caribbean stipulates there is a $500 daily limit on cash accounts for 7 night or longer sailings and $300 for 2/3/4/5 night sailings.
Once you reach that daily limit, guest services should contact you to inform you that you have reached your limit.
How can I get cash during my cruise?
There are two primary ways to withdraw cash. The first is by using an ATM machine onboard the ship. There is a transaction fee levied by the ATM owner in addition to any fees your bank charges you.
Alternatively, you can charge against your SeaPass account in the ship's casino. There is a percentage fee taken to do so, but depending on the amount you borrow, may be a better deal than the ATM fees.
Currently the limit for cash withdrawl at the casino is $2,000 per person, per day and the fee (for non-Club Royale members) is 5%.
How does my onboard credit work?
If you have any onboard credit, it will automatically post to your SeaPass account on the first night of your cruise. All charges you make your SeaPass card are first deducted from your onboard credit before you start accruing a tab.
You cannot designate certain charges to go against your onboard credit in lieu of others. Rather, it's a first charged, first debted system.