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Hello Everyone, I have recently been looking into the various Credit Card / OBC / Stocks / Casino Rewards (other?) options offered by Royal / Celebrity. What is the most useful option or combination of programs to earn discounts/ credits / and the illusive 'Free Cruise'? May your ship lead you to warm sands, TwoCanSailAway

My wife and I have racked up some points on a Royal Caribbean credit card. We redeemed the points as on board credit a month ago but here it is 24 days to cruise and nothing has shown up on our Royal Caribbean account. My question is for those of you who may have redeemed these points in the past. In your experience, how long before the cruise was your on board credit applied? Drink package is on sale... 3 night specialty dining is on sale, I'm ready to buy with the credits I've earned, but .... nothing.