BigCSW

This reminds me of the early days of loyalty programs in Vegas. in the early 80's at the westward ho (long gone) they gave you a punch card and you got a punch for every 20 dollar's of coin you purchased, I'd buy a 100, pour them in my coin bucket and 10 minutes later go to the other side of the casino and cashed them in , rinse and repeat. ?

I've been responsible for credit card processing contracts with large companies and while 3% is a number that small volume companies pay I can tell you NO company the size of Royal is paying more than 1.5% for processing, even AMEX processing. The more volume you have the lower you can negotiate the processing fees.