I have a question for any other Canadian cruisers or anyone who may know this answer. Each time I fill out my Set to Sail paper work they ask to select one of two options: 1- should I allow Royal Caribbean to figure out the current exchange rate with a small fee added or 2 - Should I allow my card to be charged in American currency and then have my Canadian bank complete the current exchange and I also believe there is a small fee as well. I have done this both ways and still have no i