Question for Non US cruisers (and US cruisers with banking knowledge)
I'm doing my online check-in (yey !!) and one of the questions always makes me wonder. For as long as I remember RCCL always is giving choice between two conversion options.
My CC is charging 2% foreign conversion rate and I always select option B, but would like to have your opinion/advise on this subject
Best way for us Canucks...
Get a US based bank account and a USD credit card. Most of our banks offer this (RBC does). You can usually get an account (again, based in the US) and a no fee USD credit card. The account will generally have a fee, but what you will save very much offsets the fee.
Open a $USD account in Canada, move funds from your $CDN account to your $USD account using your online banking (this is where your conversion happens), then transfer the USD funds from your Canad