So I took the credit for my cruise planner purchases for my cancelled Symphony. It has not yet shown up in my cruise planner and I’m not expecting it anytime soon.    So I’d like to start buying stuff in the planner now while some prices are reasonable. I’m afraid if I wait until the OBC shows up, the prices will be higher.    Question: if I go ahead and buy now with a credit card, when my OBC shows up can I get my card refunded and apply the OBC? I would think with a price drop I