Royal Caribbean Travel Protection Program Question

[stevendom57]

I am looking a the Royal Caribbean Travel Protection Program, for potentially booking a cruise in Jan 2021. 

In the description it says:

Trip Cancellation*: up to 100% back if you cancel your cruise for one of the program’s specific reasons

yet it doesn't specify the specific reasons. Can someone point me to the list of reasons?

Thanks

Steven

 

[bjstrand]

From RCL partner AON website of coverage pages. It depends what state you are resident in but this is the section from Miunnesota:

PART A – TRAVEL ARRANGEMENT PROTECTION
TRIP CANCELLATION
We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the amount the unused
non-refundable prepaid Payments or Deposits for the Travel Arrangements You purchased for Your Trip, when You cancel
Your Trip prior to departure for a covered reason.
Trip Cancellation must be due to one of the following reasons:
1. Your, a Family Member’s, a Traveling Companion’s death, that occurs before departure on Your Trip;
2. Your, a Family Member’s, a Traveling Companion’s covered Sickness or Injury, that: a) occurs before departure on Your Trip;
b) requires Medical Treatment at the time of cancellation; and c) as certified by a Physician, results in medical restrictions so
disabling as to cause Your Trip to be cancelled; or
3. for Other Covered Events, as defined;
provided any such covered reason occur while coverage is in effect for You.
“Other Covered Events” means:
a. You or Your Traveling Companion being hijacked, quarantined, required to serve on a jury (notice of jury duty must be
received after Your Effective Date), served with a court order to appear as a witness in a legal action in which You or
Your Traveling Companion is not a party (except law enforcement officers);
b. Your or Your Traveling Companion’s primary place of residence is made Uninhabitable and remains Uninhabitable during
Your scheduled Trip, by fire, flood, or other Natural Disaster, vandalism;
c. You or Your Traveling Companion being directly involved in a traffic accident, substantiated by a police report, while en route
to Your scheduled point of departure;
d. You or Your Traveling Companion who are military, police or fire personnel being called into emergency service to
provide aid or relief for a Natural Disaster.
In no event shall the amount reimbursed for Trip Cancellation and Trip Interruption exceed the lesser of the amount You
prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits.

[stevendom57]

@bjstrand Thank you