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Options when new cruise cost is lesser than FCC?


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I'm trying to figure out if the 125% FCC is a good option for me. I definitely want to reshedule my cancelled cruise but the new itinerary that works for me is cheaper than what I paid before. I had already payed a balcony room so upgrading is not an option (I dont want the suite). The only thing that would work is using the credit for shore excursions and extras (beberages packages, massage, etc) but from what I have read it doesnt work that way. I would like this thread to focus on ideas to use the FCC in this scenario. Ideas?

If this doesnt work I'll end up asking for a 100% refund and because I wont reserve a new cruisr until I have the refund I might even give up and not resheduling, which isnt good for RC, so they should do something in this kind of scenarios.

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