ultimate_ed Posted February 25, 2019 Report Share Posted February 25, 2019 Medical condition puts a couple off of Allure OTS https://www.northjersey.com/story/news/morris/2019/02/25/nj-couple-pays-thousands-get-home-after-being-forced-off-royal-caribbean-cruise/2669094002/ I would think with 15 previous cruises under their belts they would have been more savvy about what can happen when traveling out of the country. Guess they had just been really lucky to never have had an issue before. Baked Alaska and CruisingKitty 2 Quote Link to comment Share on other sites More sharing options...
twangster Posted February 25, 2019 Report Share Posted February 25, 2019 Almost 50 cruises completed and I have never needed it. I have an annual policy but one way to look at it - they have now broken even after saving the cost of insurance for the first 15 cruises. Me on the other hand figure my number is up after being lucky so many times so I don't cruise without. It's just a matter of time... Baked Alaska and 4ensic 2 Quote Link to comment Share on other sites More sharing options...
KLA Posted February 25, 2019 Report Share Posted February 25, 2019 Really starting to consider an annual plan - anyone have any recommendations? Taking a look at Allainz but I'd be interested to hear from people with more experience in researching these. Baked Alaska 1 Quote Link to comment Share on other sites More sharing options...
twangster Posted February 25, 2019 Report Share Posted February 25, 2019 Just now, KLA said: Really starting to consider an annual plan - anyone have any recommendations? Taking a look at Allainz but I'd be interested to hear from people with more experience in researching these. I went with Allianz. They have one annual plan that covers everyone in the household, otherwise each person needs a policy. Options vary by state of residence so it becomes complicated to compare notes from me as a "westerner". KLA, Baked Alaska and Hoski 3 Quote Link to comment Share on other sites More sharing options...
KLA Posted February 25, 2019 Report Share Posted February 25, 2019 Just now, twangster said: I went with Allianz. They have one annual plan that covers everyone in the household, otherwise each person needs a policy. Options vary by state of residence so it becomes complicated to compare notes from me as a "westerner". Noted - I'll have to check that out, then. With moderate work travel + fun travel it's starting to sound like maybe a smart thing to do. Quote Link to comment Share on other sites More sharing options...
4ensic Posted February 25, 2019 Report Share Posted February 25, 2019 Depending on if you travel exclusively outside the US or not, SevenCorners.com 's Wander annual plan is worth a look. $1Mil medical reimbursement and $1Mil air evac, plus they even have "in network" providers in foreign countries (even here in the Philippines) that may accept assignment of claim up front (subject to subrogation from your primary coverage later). The ancillary coverages (lost/late baggage, dental and death/dismemberment) are kind of weak and there is no trip cancellation provision, but for less than $250 a year for trips up to 45 days outside the US, I thought it was decent. It was a tossup between them and Allianz, hopefully I won't have to make a claim to see how good or bad this plan actually is. Quote Link to comment Share on other sites More sharing options...
F1guynz Posted February 25, 2019 Report Share Posted February 25, 2019 We are cruising to New Caledonia next week and they have made it mandatory to have full travel insurance including repatriation coverage. Not having insurance may mean Customs may prevent you leaving the ship. This is a new policy from the New Caledonian authorities which is effective immediately and we received an email about it from RCI last week. We have annual insurance so it wasn't a big deal for us but it was quite short notice for those who don't have it. mom2mybugs, Baked Alaska and 4ensic 1 2 Quote Link to comment Share on other sites More sharing options...
twangster Posted February 25, 2019 Report Share Posted February 25, 2019 6 minutes ago, F1guynz said: We are cruising to New Caledonia next week and they have made it mandatory to have full travel insurance including repatriation coverage. Not having insurance may mean Customs may prevent you leaving the ship. This is a new policy from the New Caledonian authorities which is effective immediately and we received an email about it from RCI last week. We have annual insurance so it wasn't a big deal for us but it was quite short notice for those who don't have it. Great information. Did the email address type of repatriation coverage, i.e. - medical, or posthumous and did it address coverage levels required? Quote Link to comment Share on other sites More sharing options...
Fuzzywuzzy Posted February 25, 2019 Report Share Posted February 25, 2019 And if they had not been put ashore and the condition became horribly more serious while onboard, guess whose fault they would say that was. Baked Alaska and 4ensic 2 Quote Link to comment Share on other sites More sharing options...
F1guynz Posted February 25, 2019 Report Share Posted February 25, 2019 3 minutes ago, twangster said: Great information. Did the email address type of repatriation coverage, i.e. - medical, or posthumous and did it address coverage levels required? This is a copy of the email we received regarding this change. The Cruise Junkie and twangster 2 Quote Link to comment Share on other sites More sharing options...
KristiZ Posted February 26, 2019 Report Share Posted February 26, 2019 I'm leaving Friday for New Caledonia too, and got the same email. I did a one-shot with World Nomad policy so I wouldn't have to think about it too much. (Bonus ability to add a bit of extra coverage for the hubs camera too.) I will probably need to look into an annual plan... stupid "being a responsible adult"! Quote Link to comment Share on other sites More sharing options...
ultimate_ed Posted February 26, 2019 Author Report Share Posted February 26, 2019 2 hours ago, Fuzzywuzzy said: And if they had not been put ashore and the condition became horribly more serious while onboard, guess whose fault they would say that was. Very true - Royal certainly wouldn't want to end up with a dead body on the ship because the lady got much worse. Though, I was kinda surprised that they arranged taxi and air travel rather that transport to a local hospital on the mainland. Quote Link to comment Share on other sites More sharing options...
CGTLH Posted February 26, 2019 Report Share Posted February 26, 2019 10 minutes ago, ultimate_ed said: Though, I was kinda surprised that they arranged taxi and air travel rather that transport to a local hospital on the mainland. They refused going to a hospital. Royal might have been required to prove that they planned on leaving the country. Instead of going to a hospital, the Palks opted to return to the United States. So the ship's staff arranged for a $600 taxi to Cancún and two flights: one from Cancún to Mexico City and one from Mexico City to Miami The Cruise Junkie, Baked Alaska and 4ensic 3 Quote Link to comment Share on other sites More sharing options...
KathyC Posted February 26, 2019 Report Share Posted February 26, 2019 4 hours ago, KLA said: Really starting to consider an annual plan - anyone have any recommendations? Taking a look at Allainz but I'd be interested to hear from people with more experience in researching these. We have the annual family plan (covers me, my hubs & 2 college boys) from Allianz - I think it's the Premier plan. We got 4 cruises and a study abroad out of our $450. We did need it coming back from the Super Bowl Group Cruise and they paid our claim in full within 2 weeks. KLA 1 Quote Link to comment Share on other sites More sharing options...
twangster Posted February 26, 2019 Report Share Posted February 26, 2019 The article has some gaps in it. It also quotes the doctor as saying "we are kicking you off the ship" in quotes. No doctor is going to say that, not those words anyways. The article is written from their perspective which is biased towards their perspective. Perhaps it is 100% accurate, or perhaps it suits their (and Walker's) purpose. Baked Alaska, Fuzzywuzzy, SpeedNoodles and 4 others 7 Quote Link to comment Share on other sites More sharing options...
JLMoran Posted February 26, 2019 Report Share Posted February 26, 2019 2 minutes ago, twangster said: The article has some gaps in it. It also quotes the doctor as saying "we are kicking you off the ship" in quotes. No doctor is going to say that, not those words anyways. The article is written from their perspective which is biased towards their perspective. Perhaps it is 100% accurate, or perhaps it suits their (and Walker's) purpose. Thank you for putting more eloquently what I was thinking. twangster, The Cruise Junkie, JohnK6404 and 2 others 3 2 Quote Link to comment Share on other sites More sharing options...
mom2mybugs Posted February 26, 2019 Report Share Posted February 26, 2019 Ok I have to say that is one of the most biased articles I have ever read. All I can think is "wow"!!! Jane 4ensic, JLMoran and Fuzzywuzzy 3 Quote Link to comment Share on other sites More sharing options...
ultimate_ed Posted February 26, 2019 Author Report Share Posted February 26, 2019 13 hours ago, twangster said: The article has some gaps in it. It also quotes the doctor as saying "we are kicking you off the ship" in quotes. No doctor is going to say that, not those words anyways. The article is written from their perspective which is biased towards their perspective. Perhaps it is 100% accurate, or perhaps it suits their (and Walker's) purpose. I agree it was certainly slanted by the "journalist" to emphasize the couple's view of how things were handled. I did notice there was a quote from a Royal Caribbean spokesperson, but I wonder how much of the full response wasn't included in the article. It seemed like the spokesperson would have had more to say about the matter. I see it's now been picked up by Yahoo news. Most of the comments there aren't terribly sympathetic to the couple and that was my feeling as well. I'm sure the couple and the paper were digging for sympathy over mistreatment by some faceless big corporation. Instead, they are mostly getting responses along they lines of them being adults who should have planned better. Of course, there are the usual horde of comments about what a terribly idea cruising is, and this story just fuels their animus. 4ensic 1 Quote Link to comment Share on other sites More sharing options...
OrlandoC Posted February 26, 2019 Report Share Posted February 26, 2019 I stopped reading after the author started talking about their dangerous drive through a "Level 2 alert area". And not mentioning that Level 2 is the second lowest level which is also given to the "dangerous" countries of Germany, Denmark, and the UK. Hoski, The Cruise Junkie, JLMoran and 2 others 2 3 Quote Link to comment Share on other sites More sharing options...
Hoski Posted February 26, 2019 Report Share Posted February 26, 2019 3 hours ago, OrlandoC said: I stopped reading after the author started talking about their dangerous drive through a "Level 2 alert area". And not mentioning that Level 2 is the second lowest level which is also given to the "dangerous" countries of Germany, Denmark, and the UK. I agree with you as my family of 5 usually spend 2 weeks per year in this highly dangerous area. I probably shouldn't risk my children's lives by taking them on vacation any more and just leave them home with grandma. Quote Link to comment Share on other sites More sharing options...
Fuzzywuzzy Posted February 27, 2019 Report Share Posted February 27, 2019 On 2/25/2019 at 9:01 PM, twangster said: The article has some gaps in it. It also quotes the doctor as saying "we are kicking you off the ship" in quotes. No doctor is going to say that, not those words anyways. The article is written from their perspective which is biased towards their perspective. Perhaps it is 100% accurate, or perhaps it suits their (and Walker's) purpose. "Walkers purpose". Let me ask you this. Does this look like the offices of a serious professional litigator or the facade of a Miami comedy club? Baked Alaska, 4ensic and JLMoran 2 1 Quote Link to comment Share on other sites More sharing options...
twangster Posted February 27, 2019 Report Share Posted February 27, 2019 Serious Miami Comedy Club? Fuzzywuzzy 1 Quote Link to comment Share on other sites More sharing options...
Mitch Posted February 28, 2019 Report Share Posted February 28, 2019 Because I'm new to cruising. I want to ask. Where do you get this insurance? I've never knew that this could happen. Shocks me. Quote Link to comment Share on other sites More sharing options...
twangster Posted February 28, 2019 Report Share Posted February 28, 2019 46 minutes ago, Mitch said: Because I'm new to cruising. I want to ask. Where do you get this insurance? I've never knew that this could happen. Shocks me. Search the internet for 'travel insurance'. Several companies offer different polices to suit the coverage you may need. Your country and/or state of residence will dictate what types of coverage is available for you. If you used a travel agent they can probably assist as well. bhageerah 1 Quote Link to comment Share on other sites More sharing options...
MaryCS62 Posted February 28, 2019 Report Share Posted February 28, 2019 DD (28yo) has 2 different medical conditions that could result in medical emergencies/hospitalization -- NO WAY do we travel outside the country without trip insurance. A couple in their 80's should certainly know better Quote Link to comment Share on other sites More sharing options...
bhageerah Posted February 28, 2019 Report Share Posted February 28, 2019 On 2/25/2019 at 4:04 PM, KLA said: Really starting to consider an annual plan - anyone have any recommendations? Taking a look at Allainz but I'd be interested to hear from people with more experience in researching these. Did not realize that was an option! Thank you @KLA& @twangster!!!!! Looking at the prices it actually makes sense to just do the annual plan! This is the reason why I love this board! WAAAYTOOO 1 Quote Link to comment Share on other sites More sharing options...
SolariumSnoozer Posted February 28, 2019 Report Share Posted February 28, 2019 There is some good information at this site that explains some of the differences in travel insurance and directs you to different companies depending upon your priorities. It's not a one stop site but I found it a good place to start. https://www.reviews.com/travel-insurance/ Quote Link to comment Share on other sites More sharing options...
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