rjac Posted January 20, 2019 Report Share Posted January 20, 2019 Looking for a good/reasonable trip/travel insurance company for an up coming cruise. Thanks! Quote Link to comment Share on other sites More sharing options...
melski94 Posted January 20, 2019 Report Share Posted January 20, 2019 If you are a USAA member, they have a program through C&F Travel insurance. Good prices but I've never had to submit a claim yet. You can try Insuremytrip.com. That site give quotes for several companies including Allianz, AIG and more and has gotten good reviews. 4ensic, Larry Muster, rjac and 2 others 2 3 Quote Link to comment Share on other sites More sharing options...
AlohaLivin Posted January 20, 2019 Report Share Posted January 20, 2019 @melski94 That’s great info, I am married to a retired jarhead and we use USAA for all our insurance and somehow I didn’t know this bit of wisdom! We use the coverage available with our travel credit card since it offers decent benefits. But I recently got a policy through Steve who is at this URL- https://tripinsurancestore.com/getquotation/ He shoots straight snd offers a multitude of options based on budget and need. happy sailing! Lynn BTE and rjac 2 Quote Link to comment Share on other sites More sharing options...
WAAAYTOOO Posted January 20, 2019 Report Share Posted January 20, 2019 When we used to do individual trip insurance, we always used USAA but I have started purchasing annual trip insurance since we are cruising more. It's more affordable. I've never had to file a claim so I have no idea how that aspect will work. Our annual policy is with Allianz 4ensic and rjac 2 Quote Link to comment Share on other sites More sharing options...
rjac Posted January 20, 2019 Author Report Share Posted January 20, 2019 12 minutes ago, WAAAYTOOO said: we always used USAA What branch of the service? Quote Link to comment Share on other sites More sharing options...
Skid Posted January 21, 2019 Report Share Posted January 21, 2019 We should also be aware of the need for medical and evacuation coverage in addition to trip insurance. What we have found to be the most cost effective strategy for us has been to book the trips on a credit card that offers trip cancellation (although they usually do not have the "cancel for any reason" clause) and then purchase medical insurance separately from GeoBlue, getting their Voyager Choice single trip option. They have really good evacuation and pre-existing condition coverage, along with choices for amount of coverage, deductibles, etc . They also have annual policies, as suggested by @WAAAYTOOO. Fortunately, we have never had to make a claim, but reviews I've seen on the claim process are pretty good. Do be aware that their policies are secondary, so you'd have to submit any claims to your primary insurer first and then submit the resulting paperwork to them. Many people have no coverage for foreign counties, which is why this coverage is so important. From what I have read, helicopter evacuation cost can easily reach 6 figures. We have bought these plans both directly from them and also through a third party company whose website will give you comparisons of many different companies. www.geobluetravelinsurance.com www.insuremytrip.com Here is a link to a post I did last August showing some cost comparisons. https://www.royalcaribbeanblog.com/boards/index.php?/topic/5470-travel-insurance/&do=findComment&comment=81629 SpeedNoodles and rjac 2 Quote Link to comment Share on other sites More sharing options...
SolariumSnoozer Posted January 21, 2019 Report Share Posted January 21, 2019 Did some research for a trip (not a cruise) next month. I decided to try Travelex based on their coverage versus cost, take a look here: https://www.travelexinsurance.com rjac 1 Quote Link to comment Share on other sites More sharing options...
WAAAYTOOO Posted January 21, 2019 Report Share Posted January 21, 2019 17 hours ago, rjac said: What branch of the service? USMC !!! Oooh Rah ! rjac 1 Quote Link to comment Share on other sites More sharing options...
NJCruisers Posted January 21, 2019 Report Share Posted January 21, 2019 I booked our Travel Insurance thru Covermore - the Price covered both of us. I took the $100 option. Quote Link to comment Share on other sites More sharing options...
4ensic Posted January 31, 2019 Report Share Posted January 31, 2019 On 1/21/2019 at 6:10 AM, WAAAYTOOO said: When we used to do individual trip insurance, we always used USAA but I have started purchasing annual trip insurance since we are cruising more. It's more affordable. I've never had to file a claim so I have no idea how that aspect will work. Our annual policy is with Allianz I also bought an annual policy, mainly for the air evac and non-medical benefits since this will be a busy travel year. The medical benefits include a postpaid hospital network (rare here in the Philippines) and a real insurance card from United Healthcare. I was impressed. The carrier is https://www.sevencorners.com Quote Link to comment Share on other sites More sharing options...
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