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  1. I've had the Bank of America RC Visa for many years (I know, it's not the best, but it's what I have). Many of the points were going to expire this year so I thought what better time to plan a cruise I had enough for $500 OBC. Redeeming them on the MyCruise Points page was simple but getting them applied to my booked cruise was not. I called RC customer service and was told by two different reps the points absolutely could not be applied to the cruise until "about 2 weeks" before the cruise. At that time, they would appear in my cruise planner and I could use them. Ok, but I'm a crazy planne
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