I know the Future Cruise Credit can cover cost of a future cruise if Royal cancels a previously booked cruise due to Covid-19. What can the FCC cover? Can it be applied as part of your onboard spending account? For example, my first booking for July 5 was canceled by Royal. I booked a 2nd cruise late September 2020. Cost of the 2nd cruise is less mainly due to time of the year. Other then funding the next cruise can the FCC also help pay for spa and beverages? Iys not clear on the website.